By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
Latest World News UpdateLatest World News UpdateLatest World News Update
  • Home
  • Business
  • National
  • Entertainment
  • Sports
  • Health
  • Science
  • Tech
  • World
  • Marathi
  • Hindi
  • Gujarati
  • Videos
  • Press Release
    • Press Release
    • Press Release Distribution Packages
  • Legal Talk
Reading: Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report – World News Network
Share
Notification Show More
Font ResizerAa
Latest World News UpdateLatest World News Update
Font ResizerAa
  • Home
  • Business
  • National
  • Entertainment
  • Sports
  • Health
  • Science
  • Tech
  • World
  • Marathi
  • Hindi
  • Gujarati
  • Videos
  • Press Release
    • Press Release
    • Press Release Distribution Packages
  • Legal Talk
Follow US
  • Advertise
© 2022 Foxiz News Network. Ruby Design Company. All Rights Reserved.
Latest World News Update > Blog > Business > Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report – World News Network
Business

Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge report – World News Network

worldnewsnetwork
Last updated: June 19, 2025 12:00 am
worldnewsnetwork 2 months ago
Share
SHARE

New Delhi [India], June 19 (ANI): In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.

Contents
WORLD MEDIA NETWORKPRESS RELEASE DISTRIBUTIONPress releases distribution in 166 countriesPress releases in all languagesPress releases in Indian LanguagesIndia PackagesEurope PackagesAsia PackagesMiddle East & Africa PackagesSouth America PackagesUSA & Canada PackagesOceania PackagesCis Countries PackagesWorld Packages

The report says credit offtake and deposit growth has cooled year on year basis weighed down by a high base effect and muted growth across segments.

The CareEdge report noted, “as of May 30, 2025, credit offtake reached Rs 182.9 lakh crore, marking an increase of 9.0% year-on-year (y-o-y), significantly slower than last year’s rate of 16.1 per cent (excluding merger impact).”

Credit off-take refers to the amount of credit (loans and advances) that banks and financial institutions are lending out to individuals and businesses.

On the deposit side, by May 30, 2025, it has reached Rs 231.7 lakh crore, up 9.9 per cent (y-o-y) and increased by 1.25 per cent sequentially. However, the attained level is less than the 12.2 per cent growth (excluding merger impact) recorded last year.

As per the report, the total outstanding certificate of deposits issuances reached Rs 5.13 lakh crore, boosted by banks’ continued dependence on funds through short-term certificate deposits amidst subdued deposit growth.

On the flip side, the report also reveals that the Credit-Deposit (CD) ratio experienced a marginal decline, staying below the 80 per cent mark for the fifth consecutive fortnight. The reason behind the downfall was primarily driven by a higher deposit inflow of Rs 2.85 lakh crore compared to a lower credit offtake of mere Rs 0.59 lakh crore during the current fortnight.

“The credit-to-total-assets ratio witnessed a marginal downtick and decreased to 69.9%, meanwhile, the Government Investment-to-total-assets ratio remained flat at 25.6%, for the fortnight ending May 30, 2025,” the report by CareEdge said.

Additionally, overall government investments totalled Rs 67.1 lakh crore as of May 30, 2025, reflecting a y-o-y growth of 8.5 per cent and a sequential increase of 0.4 per cent. (ANI)

Disclaimer: This story is auto-generated from a syndicated feed of ANI; only the image & headline may have been reworked by News Services Division of World News Network Inc Ltd and Palghar News and Pune News and World News

sponsored by

WORLD MEDIA NETWORK


PRESS RELEASE DISTRIBUTION

Press releases distribution in 166 countries

EUROPE UK, INDIA, MIDDLE EAST, AFRICA, FRANCE, NETHERLANDS, BELGIUM, ITALY, SPAIN, GERMANY, AUSTRIA, SWITZERLAND, SOUTHEAST ASIA, JAPAN, SOUTH KOREA, GREATER CHINA, VIETNAM, THAILAND, INDONESIA, MALAYSIA, SOUTH AMERICA, RUSSIA, CIS COUNTRIES, AUSTRALIA, NEW ZEALAND AND MORE

Press releases in all languages

ENGLISH, GERMAN, DUTCH, FRENCH, PORTUGUESE, ARABIC, JAPANESE, and KOREAN CHINESE, VIETNAMESE, INDONESIAN, THAI, MALAY, RUSSIAN. ITALIAN, SPANISH AND AFRICAN LANGUAGES

Press releases in Indian Languages

HINDI, MARATHI, GUJARATI, TAMIL, TELUGU, BENGALI, KANNADA, ORIYA, PUNJABI, URDU, MALAYALAM
For more details and packages

Email - support@worldmedianetwork.uk
Website - worldmedianetwork.uk

India Packages

Read More

Europe Packages

Read More

Asia Packages

Read More

Middle East & Africa Packages

Read More

South America Packages

Read More

USA & Canada Packages

Read More

Oceania Packages

Read More

Cis Countries Packages

Read More

World Packages

Read More
sponsored by

You Might Also Like

Jefferies raises growth outlook for 2 wheelers, passenger vehicles amid GST rate cut expectations – World News Network

Indian companies’ revenue growth slips to 7-quarter low of 3.4% in Q1FY26: ICICI Bank report – World News Network

Indian companies’ revenue growth slips to 7-quarter low of 3.4% in Q1FY26: ICICI Bank report – World News Network

Centre to persuade states to lower land prices for affordable housing: Manohar Lal Khattar – World News Network

BRICS CCI Healthcare Summit 2025 calls for collaborative global platforms to integrate traditional medicine with modern healthcare systems – World News Network

Share This Article
Facebook Twitter Email Print
Previous Article Simplilearn Launches SimpliMentor GPT, the EdTech Industry’s First AI-Powered Career Coach Revolutionizing Digital Upskilling – World News Network
Next Article Congress MP Venugopal slams centre, says “unemployment rate reached 5.6 % and increasing” – World News Network
Leave a comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Stay Connected

235.3kFollowersLike
69.1kFollowersFollow
11.6kFollowersPin
56.4kFollowersFollow
136kSubscribersSubscribe
4.4kFollowersFollow
- Advertisement -

Latest News

Ganesh Chaturthi 2025: Union Minister Piyush Goyal offers prayers at Lalbaugcha Raja – World News Network
Entertainment 4 hours ago
Kareena, Karisma Kapoor shares glimpses from family’s Ganesh Chaturthi festivities – World News Network
Entertainment 4 hours ago
US Open: Fluent Djokovic overwhelms Struff to break record, sets quarter-final showdown with Fritz – World News Network
Sports 4 hours ago
Congress’s Rahul Gandhi heads to Patna as ‘Voter Adhikar Yatra’ set to conclude today – World News Network
National 4 hours ago

Sports

“Tie-breakers test your calm, that’s what won us the game”: U Mumba skipper Sunil Kumar – World News Network
Sports
Brook praises Crawley, Cox; says every in-form player is in mix for England – World News Network
Sports

Popular Category

  • Business
  • Entertainment
  • Health
  • National
  • Videos
  • Gujarati

Popular Category

  • Hindi
  • Lifestyle
  • Marathi
  • National
  • Science
  • Sports
  • Tech
  • World

Entertainment

Pawan Singh apologises after Anjali Raghav says she’s quitting Bhojpuri industry over Lucknow stage incident – World News Network
Entertainment
Ramanand Sagar’s son Prem Sagar dies at 84, ‘Ramayan’ actor Arun Govil pays tribute – World News Network
Entertainment
Copyright © 2023 World News Network. All Rights Reserved.
Join Us!

Subscribe to our newsletter and never miss our latest news, podcasts etc..

[mc4wp_form]
Zero spam, Unsubscribe at any time.
Welcome Back!

Sign in to your account

Lost your password?